Just a little bump

Posted by meli on Friday, January 29, 2010 | No comments

"it's just a bump in the road, it's not an end"
I've had to repeat this to myself several times today after some unexpected tax news completely halted all of our plans.

It's said that money is the root of all evil. If this is true, why is it such a necessity? Anyone? Anyone? Bueller?

Two big blows came our way. The first was a nice big bill from the IRS for 2008. Apparently our "ex house" is still haunting us, damn her! The management company we were using never sent us the tax forms for that last year we owned, and made profit (if you can call it that!) on the house, so we had to use the shotty records that we had (I don't know why they were so shotty ... poor record keeping). So now we owe the IRS. It was a bit of a surprise, but we knew we'd be getting our tax refund for this year, so we'd be able to pay it off, and still have some left over to get rolling with our plans. Plus, can't really complain when you knew your records were shotty to begin with, right? lol
On to blow number two ... our tax refund was directly deposited into our account today, but for only a small fraction of what it was supposed to be. What?! That can't be accurate. After a couple of phone calls, apparently it IS accurate! A credit card company that we have been disputing with for over a year now was able to garnish almost all of our tax refund. Sucks! There isn't enough left to pay our bill with the IRS, much less start making some headway on our plans. Kind of hard not to be discouraged, right.

This wont stop us. It might slow us down a bit, or a lot, but it wont stop us.
We're too determined!

side note ... I hate credit cards! So glad we don't use them anymore!